Comments on: Buying my First House in Youngstown, Ohio http://rustwire.com/2009/10/05/buying-my-first-house-in-youngstown-ohio/ News from the Rustbelt Sun, 06 May 2012 17:20:18 +0000 hourly 1 http://wordpress.org/?v=3.1.1 By: Bruce http://rustwire.com/2009/10/05/buying-my-first-house-in-youngstown-ohio/comment-page-1/#comment-1717 Bruce Mon, 27 Sep 2010 13:13:33 +0000 http://rustwire.com/?p=2357#comment-1717 I plan on moving back to the Youngstown area when I retire. I grew up in Y-town and I can buy a home for about 1/3 of the price that I can where I live now... that will go a long way when you are retired and on a fixed income. I know many of my friends that are also planning to move back to Youngstown when they retire. As long as the cost of living stays low the Y-town area will see many retiring baby boomers returning back home. I plan on moving back to the Youngstown area when I retire. I grew up in Y-town and I can buy a home for about 1/3 of the price that I can where I live now… that will go a long way when you are retired and on a fixed income. I know many of my friends that are also planning to move back to Youngstown when they retire. As long as the cost of living stays low the Y-town area will see many retiring baby boomers returning back home.

]]> By: ReedyfromtheYo http://rustwire.com/2009/10/05/buying-my-first-house-in-youngstown-ohio/comment-page-1/#comment-877 ReedyfromtheYo Wed, 28 Oct 2009 00:05:53 +0000 http://rustwire.com/?p=2357#comment-877 Hmmm... Desperate? Well, when i wrote it, desperation was by no means an emotion of mine. I will admit yes- my goal is to have others move back to the area, especially around my home. Why not? My goal is not to just get a great deal on a huge old house (which I did, and am very happy about) but to also rebuild a neighborhood by taking one step and being a good neighbor and homeowner. This is a purpose, to lead by example and have others follow. I want to see Youngstown thrive- not see the houses fall to disrepair, corrupt landlords and be owned by good homeowners. I have this goal not out of desperation but experience. The house I grew up in and adored with all of my heart was also on a street in downtown East Liverpool that now sits partially vacant. We stayed as long as we could, until finally my parents couldn't take it anymore. Youngstown still has a chance. So in that regard, perhaps desperation is part of my campaign. Hmmm… Desperate? Well, when i wrote it, desperation was by no means an emotion of mine. I will admit yes- my goal is to have others move back to the area, especially around my home. Why not? My goal is not to just get a great deal on a huge old house (which I did, and am very happy about) but to also rebuild a neighborhood by taking one step and being a good neighbor and homeowner. This is a purpose, to lead by example and have others follow. I want to see Youngstown thrive- not see the houses fall to disrepair, corrupt landlords and be owned by good homeowners.
I have this goal not out of desperation but experience. The house I grew up in and adored with all of my heart was also on a street in downtown East Liverpool that now sits partially vacant. We stayed as long as we could, until finally my parents couldn’t take it anymore. Youngstown still has a chance. So in that regard, perhaps desperation is part of my campaign.

]]> By: Skeptic http://rustwire.com/2009/10/05/buying-my-first-house-in-youngstown-ohio/comment-page-1/#comment-876 Skeptic Tue, 27 Oct 2009 19:27:36 +0000 http://rustwire.com/?p=2357#comment-876 Pardon me for saying this, but u sound a little desperate to canvas others to buy homes in and around youngstown especially around your home. Having second thought about the purchase ? anyways appreciate your courage. Pardon me for saying this, but u sound a little desperate to canvas others to buy homes in and around youngstown especially around your home.

Having second thought about the purchase ?

anyways appreciate your courage.

]]> By: Angie http://rustwire.com/2009/10/05/buying-my-first-house-in-youngstown-ohio/comment-page-1/#comment-816 Angie Wed, 14 Oct 2009 21:46:26 +0000 http://rustwire.com/?p=2357#comment-816 Congratulations on the purchase a beautiful, character filled home.I love those old brick houses in Youngstown. Though I live out of town, I plan to move back when I retire and want to buy a home similar to yours. I like to think of the old families and people that inhabited those houses. I wish I could have seen Youngstown back then. Thank you for believing in our town. I hope more people follow your courageous lead. It is nice to see appreciation for what we have rather than another shallow, Mcmansion chaser. Congratulations on the purchase a beautiful, character filled home.I love those old brick houses in Youngstown. Though I live out of town, I plan to move back when I retire and want to buy a home similar to yours.
I like to think of the old families and people that inhabited those houses. I wish I could have seen Youngstown back then.

Thank you for believing in our town. I hope more people follow your courageous lead.
It is nice to see appreciation for what we have rather than another shallow, Mcmansion chaser.

]]> By: ReedyfromtheYo http://rustwire.com/2009/10/05/buying-my-first-house-in-youngstown-ohio/comment-page-1/#comment-784 ReedyfromtheYo Tue, 06 Oct 2009 20:24:39 +0000 http://rustwire.com/?p=2357#comment-784 Yes- I agree with all of the points stated and do thank everyone for the congrats! Those who have shown the most skepticism are actually from this area- Youngstown. That is where I become a bit disturbed. I know I did not grow up in the Mahoning Valley, but to be honest the suburbs have taken on a whole different life form- i.e. they are their own entities, with the mentality of such (although the water most of the suburbs use is supplied by Youngstown City, but I'd rather not get on my soap box on that matter). I did shop around as much as I could for the insurance as of all things- Liberty Mutual helped me out. They seemed to be the only ones not punishing me over the fact the house wasn't new construction and was in a city. But for car insurance, I spoke to numerous companies- all of them actually (that i could find in Ytown) and they all said the same thing, due to the crime rate of Youngstown my insurance "score" was high and therefor my policy was as well. I also agree with the market value statement as well- the entire premise built around "resale" value in the real estate world is so insane. I basically have told everyone and this is the truth- i really just don't give a damn about the resale value, I'm buying a home, not a house to flip, but an actual place to call home. I will look into the garden- that would be great! I know of a few places that will be ideal if we can get our hands on brush hog ;-) Thank you again for reading this!!! And thank you to Angie for asking me to write it! Yes- I agree with all of the points stated and do thank everyone for the congrats! Those who have shown the most skepticism are actually from this area- Youngstown. That is where I become a bit disturbed. I know I did not grow up in the Mahoning Valley, but to be honest the suburbs have taken on a whole different life form- i.e. they are their own entities, with the mentality of such (although the water most of the suburbs use is supplied by Youngstown City, but I’d rather not get on my soap box on that matter).

I did shop around as much as I could for the insurance as of all things- Liberty Mutual helped me out. They seemed to be the only ones not punishing me over the fact the house wasn’t new construction and was in a city. But for car insurance, I spoke to numerous companies- all of them actually (that i could find in Ytown) and they all said the same thing, due to the crime rate of Youngstown my insurance “score” was high and therefor my policy was as well.

I also agree with the market value statement as well- the entire premise built around “resale” value in the real estate world is so insane. I basically have told everyone and this is the truth- i really just don’t give a damn about the resale value, I’m buying a home, not a house to flip, but an actual place to call home.

I will look into the garden- that would be great! I know of a few places that will be ideal if we can get our hands on brush hog ;-) Thank you again for reading this!!! And thank you to Angie for asking me to write it!

]]> By: Liz http://rustwire.com/2009/10/05/buying-my-first-house-in-youngstown-ohio/comment-page-1/#comment-783 Liz Tue, 06 Oct 2009 19:25:50 +0000 http://rustwire.com/?p=2357#comment-783 Way to go! I am new in town too and renting until I get my arms around the different areas. But some of the houses I see are so beautiful and inexpensive. People who pay far more for houses aren't getting their money out either, in case your "other family" has not noticed. At least your percentages are lower to start with. Best of luck in your beautiful new place, be a good neighbor and you'll have good neighbors. Way to go! I am new in town too and renting until I get my arms around the different areas. But some of the houses I see are so beautiful and inexpensive. People who pay far more for houses aren’t getting their money out either, in case your “other family” has not noticed. At least your percentages are lower to start with. Best of luck in your beautiful new place, be a good neighbor and you’ll have good neighbors.

]]> By: schmange http://rustwire.com/2009/10/05/buying-my-first-house-in-youngstown-ohio/comment-page-1/#comment-780 schmange Tue, 06 Oct 2009 18:27:50 +0000 http://rustwire.com/?p=2357#comment-780 I was actually surprised by homeowners insurance wasn't more expensive. And my auto insurance is the same as it was with Geico, but it overs theft. So I actually think I'm pulling one over on the insurance company. The rebuild value of my home is high: $200,000 for a $60,000 house. There is lots of savings that comes with living in the city. Like Steve points out, gas. Secondly, my taxes are pretty low compared with a lot of the suburbs. Of course, I've gotta have a security system, so that's a tax on city living. I was actually surprised by homeowners insurance wasn’t more expensive. And my auto insurance is the same as it was with Geico, but it overs theft. So I actually think I’m pulling one over on the insurance company.

The rebuild value of my home is high: $200,000 for a $60,000 house.

There is lots of savings that comes with living in the city. Like Steve points out, gas. Secondly, my taxes are pretty low compared with a lot of the suburbs. Of course, I’ve gotta have a security system, so that’s a tax on city living.

]]> By: Stephen Gross http://rustwire.com/2009/10/05/buying-my-first-house-in-youngstown-ohio/comment-page-1/#comment-779 Stephen Gross Tue, 06 Oct 2009 17:53:12 +0000 http://rustwire.com/?p=2357#comment-779 A few quick thoughts for you... 1. Great job! I'm really pleased for you! You moved into a city you loved and are taking responsibility for making it a better place. You are a shining example to your cynical "other" family. 2. Too bad about the homeowner's insurance. The only advice I have is to shop around again EVERY year; if the neighborhood does stabilize, you should be able to get a new policy at a lower rate. 3. Yeah, the car insurance thing is too bad, too. But it is generally based on real-world statistics. I recommend you employ every possible device to get it lowered: security system, GPS tracker (available w/ Progressive, anyway), higher deductible if you can stomach it. I've gotten my insurance way down. 4. When your "other" family gives you a hard time, ask them what their gasoline cost is every month. (Assuming that living in Youngstown places you closer to work, that is) ! 5. Consider looking for (or starting) a community garden. It's a low-cost, fun way to stimulate neighborhood togetherness and makes the neighborhood very pretty at the same time. Good luck! --Steve A few quick thoughts for you…

1. Great job! I’m really pleased for you! You moved into a city you loved and are taking responsibility for making it a better place. You are a shining example to your cynical “other” family.

2. Too bad about the homeowner’s insurance. The only advice I have is to shop around again EVERY year; if the neighborhood does stabilize, you should be able to get a new policy at a lower rate.

3. Yeah, the car insurance thing is too bad, too. But it is generally based on real-world statistics. I recommend you employ every possible device to get it lowered: security system, GPS tracker (available w/ Progressive, anyway), higher deductible if you can stomach it. I’ve gotten my insurance way down.

4. When your “other” family gives you a hard time, ask them what their gasoline cost is every month. (Assuming that living in Youngstown places you closer to work, that is) !

5. Consider looking for (or starting) a community garden. It’s a low-cost, fun way to stimulate neighborhood togetherness and makes the neighborhood very pretty at the same time.

Good luck!
–Steve

]]> By: BuffaloReedy http://rustwire.com/2009/10/05/buying-my-first-house-in-youngstown-ohio/comment-page-1/#comment-769 BuffaloReedy Tue, 06 Oct 2009 01:39:36 +0000 http://rustwire.com/?p=2357#comment-769 This is beautiful! This is beautiful!

]]> By: Special K http://rustwire.com/2009/10/05/buying-my-first-house-in-youngstown-ohio/comment-page-1/#comment-767 Special K Tue, 06 Oct 2009 00:55:47 +0000 http://rustwire.com/?p=2357#comment-767 It looks like a beautiful place. Congrats on becoming a homeowner! It looks like a beautiful place. Congrats on becoming a homeowner!

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